Last month, we introduced you to the Insurance Jack four pillars of protection when it comes to home insurance. After a very wet and rainy spring, we figured now is a good a time as any to dive into (get it?!) a few easy ways to help prevent water damage to your living space.
Not all leaks are easy to spot. That’s why one of the first indicators that something is wrong might be an abnormally high water bill. Keep an eye on this bill from month to month, and if it spikes for no apparent reason, it might be a good indicator to look for leaks or call in an expert. If you’re using a budgeting app like we recommended in our last blog, it will be easy to keep track of your water bill.
Gutters should be clear to avoid blockage because standing water can cause damage to the gutters and overflow can cause damage to your foundation. Downspouts should also be clear and check that they’re secured to point away from the house.
Hopefully you know where your water main shutoff is located. If you’ve never tested it before, give it a try. Turn on a tap, then shut off the main water valve. The water flow should stop. If you ever do need it, you’ll be glad to know where it is and that it works. Some experts recommend turning off your main water supply if you’re going away on an extended vacation in case a catastrophe happens while no one is around to deal with it (we’ve all seen the first Home Alone movie. Who knows when the Wet Bandits will strike?).
One good way to watch for leaks is to check for dark spots under pipes (like on the ceiling under bathrooms). It’s also a good idea to repair cracked or older caulking in showers and tubs. And don’t forget to look at your roof every once in a while for missing, loose, or damaged shingles.
If you do find a leak or drip, get it repaired as soon as possible before it turns into a larger problem, like mold, mildew, rot, or structural damage.