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July 13, 2016

5 Ways to Insure Yourself Against Wedding Disaster

Wedding season is in full swing. You can run, but you can’t hide from the wave of tears, taffeta, and cake that starts in May and doesn’t die down until early October. Whether you’re tying the knot this year or thinking about it at some point in the future, here are 5 can’t-miss ways you can help insure your big day isn’t a big disaster. 

Hire a Wedding Planner or Coordinator

Ask anyone who’s gotten married and used a professional and they’ll tell you that planners and coordinators are worth their weight in gold. Whether you go all out and splurge on help with the whole thing, or just want a professional to ensure the day runs smoothly, it’s not difficult to find someone to fit your budget. They’ll think of things you never would have. Like who knew the 150 guests baking in the hot July sun waiting for your ceremony to start would need water bottles? Wedding planners, that’s who. 

Make a Rain Plan

No one wishes for rain on their wedding day, but it happens. Forecasts change at the drop of a hat. You don’t want to put a damper on the day by making guests wait for hours to ride out a downpour or having them traipse through muddy fields to get to your nuptials. Make a rain plan and have it in your back pocket if storm clouds threaten to derail your perfect day. 

Back it up

Speeches, budgets, guest lists, slideshows, playlists—we live in a digital world, and that’s the kind of world where you should backup important documents. Email them to yourself, put them on a USB or hard drive, print out hardcopies and give them to Grandma for safekeeping, just do whatever it takes to ensure you have more than one copy of important files. Computers seem to love to fail at critical moments and you wouldn’t want to be caught without those vows you spent hours working on. 

Roll with it When Something Goes Wrong

No one’s wedding day is perfect. The sooner you realize and accept that, the better. Try not to let the slip ups bother you and ruin your enjoyment of the day.  

An Insurance Policy (Are You Surprised?)

One of the best ways to insure yourself against wedding disasters is actual wedding insurance (check out some policy details here). With today’s average wedding costing over $30,000, you’re going to want to find ways to protect that investment should the worst happen. Luckily, you have lots of options for policies to cover everything from the gifts to lost deposits to general liability. Check with your venue first to see what is covered through them and then give your broker a call to see what your best options are for other important areas. 

And don’t forget, now is an important time to re-visit the jewellery coverage on your existing insurance policy. Chances are, you’ll be brining home at least 3 new beautiful pieces of bling. Check your home or renter’s insurance policy’s coverage for jewellery and give your broker a call if it’s time to increase your coverage. You may also want to insure individual pieces depending on their value. 

Call your Insurance Jack broker today at 1-888-268-2408. We’ll be happy to talk about coverage for your big day. 

Know any tips that saved someone’s wedding day? Let us know. You might also like How to Plan that Perfect Summer Vacation

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